|
Interest Rate(% p.a) w.e.f.-01.10.2022 |
|||
|---|---|---|---|
|
Sr. No |
G.L Number |
Types of Loan |
Rate of Interest |
| 1 |
Personal Land Loans |
||
|
1 to 3 |
A) Pagar Hami (Salary) Upto Rs.5.00 Lakh |
14.00% |
|
|
5 |
B) Vina Hami (Unsecurd)Upto Rs.1.00 Lakh |
14.00% |
|
|
4 |
C) Personal Loan Upto Rs.5 Lakh |
14.00% |
|
|
D) Dugadh vyavsay, Krushi Purak Vyavsay & Milkat Taran Rs 5.00 Lakh |
14.50 % |
||
|
2 |
7 |
Cash Credit |
|
|
A) Upto Rs.25.00 Lakhs |
12.00% |
||
|
B) Above Rs.25.00 Lakh and upto Rs. 50 .00 Lakh |
13.50% |
||
|
C) Above Rs.50.00 Lakh and upto Rs. 100 .00 Lakh |
13.75% |
||
|
D) Above Rs.1.00 Crore and upto Rs.3.00 Crore |
14.00% |
||
|
E) Above Rs. 3.00 Crore and upto Rs. 5.00 Crore |
13.50% |
||
|
F) Above Rs. 5.00 Crore |
13.00% |
||
| 3 | 8 |
Term Loan |
|
|
A) Upto Rs.25.00 Lakhs |
12.00% |
||
|
B) Above Rs.25.00 Lakh and upto Rs. 50.00 Lakh |
13.50% |
||
|
C) Above Rs.50.00 Lakh and upto Rs.100.00 Lakh |
13.75% |
||
|
D) Above Rs. 1.00 Crore and upto Rs. 3.00 Crore |
14.00% |
||
|
E) Above Rs. 3.00 Crore and upto Rs. 5.00 Crore |
13.50% |
||
|
F) Above Rs. 5.00 Crore |
13.00% |
||
|
4 |
10 |
(Cash Credit) Contractors & Builders |
|
|
A) Upto Rs. 25.00 Lakh |
13.00% |
||
|
B) Above Rs. 25.00 Lakh and upto Rs. 50.00 Lakh |
14.50% |
||
|
C) Upto Rs. 1.00 Crore |
15.50% |
||
|
D) Above Rs. 1.00 Crore and upto Rs. 3.00 Crore |
15.25% |
||
|
E) Above Rs. 3.00 Crore and upto Rs. 5.00 Crore |
15.00% |
||
|
F) Above Rs. 5.00 Crore |
14.50% |
||
|
5 |
11 |
Cash Credit Term Loan (Real Estate) |
|
|
A) Upto Rs. 25.00 Lakh |
13.00% |
||
|
B) Above Rs. 25.00 Lakh and upto Rs. 50.00 Lakh |
14.50% |
||
|
C) Upto Rs. 1.00 Crore |
15.50% |
||
|
D) Above Rs. 1.00 Crore and upto Rs. 3.00 Crore |
15.25% |
||
|
E) Above Rs. 3.00 Crore and upto Rs. 5.00 Crore |
15.00% |
||
|
F) Above Rs. 5.00 Crore |
14.50% |
||
| 6 |
Agriculture Cash Credit |
||
|
6 |
A) Cash Credit (above Rs.5.00Lakh) |
13.00% |
|
|
25 |
B) Term Loan (above Rs.5.00Lakh) |
13.50% |
|
| 7 |
14,15 |
Vehicle (Permit) and Vehicle (Non-Permit) |
|
|
|
MotorCycle (Two-Wheeler) Loan |
|
|
|
|
A) Upto Rs. 1.00 Lakh |
10.00% |
|
|
|
B) Above Rs. 1.00 Lakh |
11.00% |
|
|
1) Other Vehicle (Four-Wheeler) Taran Loan |
|||
|
|
A) Upto Rs. 25.00 Lakhs |
10.50% |
|
|
|
B) Upto Rs. 25.00 Lakhs and above |
11.50% |
|
|
16 |
D) Other Hypothication Loan (No Limit) |
15.00% |
|
|
8 |
27 |
House Loan |
|
|
A) Above Rs. 1.00 Lakh and upto Rs. 25.00 Lakhe |
9.00% |
||
|
B) Above Rs. 25.01 Lakhs and upto Rs. 50.00 Lakhs |
9.50% |
||
|
C) Above Rs. 50.01 Lakhs and upto Rs.1.00 Crore |
10.00% |
||
|
D) Above Rs. 1.01 Crore and upto Rs.1.40 Crore |
10.50% |
||
|
9 |
Gold Loan |
||
|
30 |
A) Cash Credit Loan Upto Rs. 1.00 Lakhs and upto Rs. 25.00 Lakhs |
10.00% |
|
|
19 |
Personal Gold Loan Upto Rs. 2.00 Lakhs |
10.00% |
|
|
17 |
Personal Gold Loan Above Rs. 2.00 Lakhs |
10.00% |
|
|
10 |
26 |
Warehouse Receipt Loan |
12.00% |
|
11 |
20 |
Overdraft Fixed Deposit |
1.00% Extra |
|
21 |
Overdraft Current (Against For) |
1.00% Extra |
|
|
23 |
Overdraft Recurring Deposite |
1.00% Extra |
|
|
12 |
22 |
Overdraft PIGMI Deposit |
10.00% |
|
13 |
24 |
National Saving Certificates/Vima Policy |
10.00% |
|
14 |
Educational Loan |
10.00% |
|
